USDA Loan Eligibility Calculator

Income % of AMI
Cap (115% AMI × HH factor)
Eligibility

USDA Guaranteed Loan: 0% down. Income ≤ 115% of AMI (with adjustments for household size). Must be in USDA-eligible rural area. No max loan amount but property must be modest (rural development criteria).

About this tool

USDA Loan Eligibility Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

Category: Loans & Mortgages — US. Browse more Loans & Mortgages — US tools.