US Federal Income Tax Calculator

AGI
Taxable income
Federal income tax
Effective rate
Marginal rate
Bracket breakdown

TY 2025 IRS brackets (Rev. Proc. 2024-40). Standard deductions reflect the OBBBA 2025 increases: $15,750 single/MFS, $31,500 MFJ, $23,625 HOH. Does not model AMT, capital gains, QBI, or credits.

How to use US Federal Income Tax Calculator

  1. Enter your filing status and taxable income.
  2. The calculator applies the 2025 tax year IRS brackets (Rev. Proc. 2024-40) and the OBBBA-updated standard deduction ($15,750 single/MFS, $31,500 MFJ, $23,625 HOH).
  3. See your tax owed, marginal rate, and effective rate.

Limitations

  • Covers federal income tax only — state income tax, payroll taxes (Social Security/Medicare), and tax credits (child tax credit, EITC, etc.) aren't included. This estimates federal tax liability, not your final refund or take-home pay.

Frequently asked questions

Does this include state taxes?

No — this is federal only. Use the paired US State tax calculators for your specific state.

About this tool

US Federal Income Tax Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

Category: Tax & Government — US Federal. Browse more Tax & Government — US Federal tools.