Insulation Payback Calculator

Annual savings ≈ heat-loss reduction × heating-degree-days × $/kWh ÷ system efficiency. Payback = install ÷ annual.

Annual energy saved
Annual $ saved
Payback period

Uses Q = (Δ(1/R)) × A × HDD × 24 ÷ 3412 BTU/kWh. Excludes cooling savings, comfort improvements, and rebates / tax credits.

About this tool

Insulation Payback Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

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