FHA Loan Eligibility Calculator

Loan amount
Down payment %
Front-end DTI
Back-end DTI
Eligibility

FHA: ≥3.5% down with score 580+, or ≥10% with 500–579. Front-end DTI ≤ 31%, back-end ≤ 43% (up to 50% with compensating factors). Loan limit varies by county.

About this tool

FHA Loan Eligibility Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

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