Canada RRSP Contribution Room Calculator
RRSP room = 18% × prior-year earned income (capped $32,490 for 2025) − pension adjustments + carry-forward unused room.
- This year's room
- —
- Total deduction limit
- —
- Remaining room
- —
TY 2025 cap $32,490. Over-contributions allowed $2,000 lifetime cushion; above that incur 1%/month penalty.
About this tool
Canada RRSP Contribution Room Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.
Category: Tax & Government — Canada. Browse more Tax & Government — Canada tools.