Canada RESP Contribution Calculator

RESP — $50,000 lifetime per child · CESG grant 20% of contributions (max $500/yr, $7,200 lifetime). Low-income families get +CLB.

Total contributions
CESG (capped)
Growth on both
Estimated total value

CESG matches 20% of contributions up to $500/year (i.e. $2,500/yr capture). Lifetime grant max $7,200. Contributions are not tax-deductible but grow tax-free until withdrawal.

About this tool

Canada RESP Contribution Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

Category: Tax & Government — Canada. Browse more Tax & Government — Canada tools.