Canada Mortgage Affordability Calculator

GDS ≤ 32%, TDS ≤ 40%. Max payment = income × GDS.

⚠ 2024 Canadian tax-year figures. Estimates only — consult CRA or a tax professional.

About this tool

Canada Mortgage Affordability Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

Category: Tax & Government — Canada. Browse more Tax & Government — Canada tools.